Designing An

Accomplished Life

Today, many vacationers can expect to spend more than 30 years enjoying the fruits of their labor. Therefore, it has become important not only to plan for retirement, but also to plan for a long life after retirement.

In addition to the financial impact, retirement can also affect your life. Our knowledgeable and experienced team can help you identify potential and provide financial advice designed to guide you to the vacation of your dreams.

Ask yourself important retirement questions:

Where are you going to live?

Whether you plan to go or stay in your dream home, housing is probably your biggest expense after retirement. While it’s best to spend your retirement in the comfort of your own home, mobility and transportation issues may require you to change homes or plans.

Let’s discuss the following:

  • Do you want to stay at home? Should I fix it?
  • What accommodation options are available and how much do they cost?
  • Are you sure you want to zoom out?
  • Are you moving to a pedestrian area?

How to travel?

Being mobile means freedom. And boarding houses give you the flexibility to go where you want, when you need to. According to the Ministry of Labour, this may help explain why transportation is a secondary cost for people aged 65 and over and accounts for up to 15% of annual expenses. That’s why we consider it part of our long-term financial plan.

Let’s discuss the following:

  • How to get to your favorite place after the holidays?
  • If you don’t know how to drive, who can help you?
  • What does transportation mean in your area?

How can you prevent your Health

Your health and your finances are intertwined in complex ways. Most expect Medicare to pay for their healthcare expenses in retirement. But, in reality, Medicare pays only 60% of healthcare costs* – you still will have premiums, copays, and deductibles. As you age, healthcare costs can add up.

Let’s talk about:

  • Do you have an existing condition? What will treatment cost over the long term?
  • Do you know what costs Medicare will cover?
  • How will you pay for what Medicare doesn’t?
  • Have you considered Medigap?
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*Employee Benefit Research Institute, 2015

Red toy house is sitting behind  a coin stack under a red umbrella. Horizontal composition with selective focus and copy space. Real Estate and Insurance Concept.

How to secure your Heritage?

It’s important to think a little further when creating a retirement plan that will allow you to get the most out of your life. Ask yourself what kind of story you want to give up. How will you work to pass your assets and information to your heirs to be safe from fraud and protect your family in the future?

Let’s discuss the following:

  • Did you spend a lot of time thinking about your story?
  • Who will have access to your important information and documents when the time comes?
  • How will you protect your assets and wealth against fraud?
TAKE ADVANTAGE OF THE BEST PERIOD OPEN MEDICAL REGISTRATION
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A CIRCLE OF CARE
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AGING AT THE CENTER
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PERSONAL FINANCAL PROTECTIONS FOR YOUR ASSETS IS PARAMOUNT
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